Housing Market

Official U.S. housing indicators from the Census Bureau, HUD, and FHFA — supply pipeline, new home sales and inventory, home prices, vacancy, and construction spending. Observations are stored with revision history and update automatically on each source release.

Warehouse data through 2026-08-01

New Construction Pipeline

Permits → starts → completions — the forward supply chain of U.S. housing, from the Census/HUD New Residential Construction release.

Building Permits

RevisedReleased

New Residential Construction (C20) · SAAR

1,403

K units

Aug 2026

MoM -2.1%YoY +4.2%

Housing Starts

Released

New Residential Construction (C20) · SAAR

1,275

K units

Aug 2026

MoM -2.6%YoY -1.2%

Housing Completions

Released

New Residential Construction (C20) · SAAR

1,128

K units

Aug 2026

MoM -11.9%YoY -27.1%

Homes Under Construction

Released

New Residential Construction (C20) · SA

1,271

K units

Aug 2026

MoM +0.3%YoY -3.2%

Permits Authorized, Not Started

Released

New Residential Construction (C20) · SA

280

K units

Aug 2026

MoM +0.7%YoY +12.9%

New Home Sales & Inventory

Builder demand, available new-home inventory, months' supply, and transaction prices from the New Residential Sales release.

New Home Sales

Released

New Residential Sales (C25) · SAAR

684

K units

Aug 2026

MoM +6.4%YoY -2.0%

New Homes for Sale — Inventory

Released

New Residential Sales (C25) · SA

483

K units

Aug 2026

MoM 0.0%YoY -2.0%

New Home Months' Supply

Released

New Residential Sales (C25) · SA

8.5

months

Aug 2026

MoM -0.5 moYoY 0.0 mo

New Home Median Sale Price

Released

New Residential Sales (C25) · NSA

$393,700

USD

Aug 2026

MoM +0.4%YoY -5.8%

New Home Average Sale Price

Released

New Residential Sales (C25) · NSA

$478,700

USD

Aug 2026

MoM -9.1%YoY -8.8%

Home Prices

The FHFA purchase-only House Price Index — the official repeat-transaction benchmark for conforming-mortgage collateral.

FHFA House Price Index — Purchase-Only

Released

FHFA House Price Index · SA

443.5

index (1991M01=100)

Jul 2026

MoM +0.3%YoY +2.6%

Census Division Detail — FHFA Purchase-Only HPI

Released
DivisionIndex (SA)YoYPeriod
New England453.9+4.1%Jul 2026
Middle Atlantic421.0+6.3%Jul 2026
East North Central383.4+4.5%Jul 2026
West North Central427.9+2.9%Jul 2026
South Atlantic467.3+1.8%Jul 2026
East South Central416.9+2.4%Jul 2026
West South Central427.3+1.1%Jul 2026
Pacific468.6+0.7%Jul 2026

Federal Housing Finance Agency · Monthly · Official source

Vacancy & Homeownership

Quarterly structural readings on for-sale tightness, rental slack, and ownership conversion from the HVS release.

Homeownership Rate

Released

Housing Vacancies and Homeownership (HVS) · NSA

65.0%

%

Q2 2026

QoQ -0.3ppYoY 0.0pp

Rental Vacancy Rate

Released

Housing Vacancies and Homeownership (HVS) · NSA

7.3%

%

Q2 2026

QoQ 0.0ppYoY +0.3pp

Homeowner Vacancy Rate

Released

Housing Vacancies and Homeownership (HVS) · NSA

1.2%

%

Q2 2026

QoQ +0.1ppYoY +0.1pp

Residential Construction Spending

Dollar value of residential construction put in place — housing's direct contribution to economic activity.

Residential Construction Spending

Released

Construction Spending (C30) · SAAR

$894.6B

$M SAAR

Aug 2026

MoM +1.1%YoY -4.8%

Also on Vabasso

Housing market summary

Privately-owned housing starts ran at a 1,275,000 seasonally adjusted annual rate in the latest U.S. Census Bureau New Residential Construction release, covering Aug. 1, 2026. That is 2.6% lower than the prior month. Construction volume shapes future housing supply, and supply is one of the slower-moving inputs to home prices — which in turn affect mortgage credit demand and loan sizes rather than daily rate movement.

New single-family home sales ran at a 684,000 seasonally adjusted annual rate for Aug. 1, 2026. That is 6.4% higher than the prior month. New home sales are the most rate-sensitive segment of housing demand, so they are a useful read on how borrowers are absorbing the prevailing mortgage rate level.

The FHFA purchase-only House Price Index (seasonally adjusted, USA) stood at 443.5 for July 1, 2026. The index is 2.6% higher than twelve months earlier. Home-price direction feeds loan-to-value ratios, refinance eligibility and mortgage credit performance.

Latest values with source, observation date and publication cadence
MetricLatest valueAs ofSourceCadence
Housing starts (SAAR)1,275KU.S. Census BureauMONTHLY
Building permits (SAAR)1,403KU.S. Census BureauMONTHLY
New home sales (SAAR)684KU.S. Census BureauMONTHLY
FHFA House Price Index (purchase-only, SA)443.5FHFA House Price IndexMONTHLY

Values above are generated arithmetically from stored official observations — not written or estimated by AI. Monthly and quarterly series describe their reference period, not the current day.

Data is informational only and may be delayed per provider licensing. Mortgage rates shown are national market indices or benchmarks unless specifically identified otherwise — not an APR, not a rate quote, not an offer, not a rate lock, and not a commitment to lend. Not investment or financial advice. Housing series publish monthly or quarterly on their source calendars; values update automatically on release and revisions are tracked in the observation warehouse.